There are many ways to save money, from cutting coupons, using reward cards and changing your overall spending habits. But perhaps the easiest ways you can get the biggest bang for your buck and time is by doing the bulk of your shopping with discounted gift cards you buy for yourself.

There are a number of companies that sell gift cards at a discount. The exact amount ranges depending on the store, but you can expect to save anywhere from three percent to 11 percent on average, but savings can be up to 35 percent. Most of these companies buy unwanted gift cards from people for a certain percentage off the face value, then resell them at a profit while passing along some savings to consumers.

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